Roof leaks are one of the most common and frustrating issues homeowners face—especially in areas like Connecticut where we experience everything from heavy snow to summer downpours. One of the first questions we hear at Bartlett Contracting, LLC when a homeowner finds a leak is: “Will my insurance cover this?” The answer depends on a few key factors, which we’ll break down below.
In most cases, homeowners insurance will cover roof leaks, but only if the damage is sudden and caused by a covered peril. Covered perils typically include:
Windstorms or hail
Falling trees or debris
Fire or lightning
Vandalism
Weight of ice or snow (if it causes the roof to collapse)
So, if a strong wind tears off a few shingles or a heavy snowstorm causes a leak, your policy will likely help pay for repairs.
Insurance companies usually won’t cover roof leaks caused by lack of maintenance or general wear and tear. If your roof is old or has been neglected, and a leak develops, your claim might be denied. That’s why it’s essential to stay on top of roof maintenance and get regular inspections.
At Bartlett Contracting, LLC, we’ve seen firsthand how routine care can help homeowners not only avoid damage but also strengthen their insurance claims when something unexpected does happen.
If you discover a roof leak, follow these steps:
A roof leak can go from a small inconvenience to a major problem fast. Whether you're dealing with a current leak or want to be proactive about roof maintenance, Bartlett Contracting, LLC is here to help.
Call us today at (860) 362-2783 or visit bartlettcontractingllc.com to schedule your free roof inspection. Let us help you protect your home, your belongings, and your peace of mind.
For more information or to schedule a service, call us at (203) 558-1696 or complete the form.
Our team will review your information.
A staff member will contact you as soon as possible.
We will work with you to schedule your service.
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